Insurance Referral Partner Program — IRP
Exclusively for Licensed Insurance Agents & Agencies

PROTECT YOUR CARRIERS.
PROTECT YOUR BOOK. Powered by Prometheus Fleet AI

Your fleet clients are your most valuable — and most vulnerable — accounts. CSA violations erode their safety ratings, spike their premiums, and drive them to your competitors at renewal. Prometheus Fleet AI is the compliance technology that keeps them compliant, keeps them with you, and pays you every time they enroll.

↓23%
Avg vehicle OOS
violation reduction
↑40%
Renewal retention on
compliant fleet books
30%
Commission on every
closed referral
$0
Cost to join
the program
1st&15
Commission paid
twice monthly
Become an Agency Partner — Free See How It Works
🛡️ CSA Score Monitoring
🚨 OOS Order Detection
📋 MCS-150 Renewal Tracking
💰 30% Referral Commission
🔒 No Competing Products
YOUR CARRIERS ARE YOUR
MOST VALUABLE ASSET.

A fleet client with a clean CSA record files fewer claims, qualifies for better rates, and stays with your agency. Prometheus protects that relationship by keeping your carriers compliant — before FMCSA forces the issue.

🚨
OOS Order Early Warning
An active out-of-service order doesn't just shut a carrier down — it puts their insurance at risk of cancellation. Prometheus detects OOS orders in real time and helps carriers build remediation plans to get back on the road before you're forced to cancel their policy. Protect your account. Protect their livelihood.
Avg 4.2 days earlier detection vs manual monitoring
🔄
Don't Lose Them to Competitors at Renewal
When a carrier's CSA scores rise, other agencies quote them lower rates — sometimes because they don't understand the risk, sometimes to poach the account. Carriers embedded in your compliance ecosystem have a reason to stay. Prometheus is the stickiness your renewals have been missing. When compliance monitoring is tied to your agency, switching costs go up and renewal rates follow.
Higher renewal retention vs non-compliant books
📋
MCS-150 Renewal = Insurance Renewal Window
Every carrier must refile their MCS-150 every 24 months. Prometheus tracks every filing date in your referred book, surfacing renewal windows automatically. This creates a natural outreach trigger — the same window when carriers review their compliance stack is the same window when they review their insurance. You're the agent who saw it coming.
24-month filing cycle tracked for every carrier
📉
Better Loss Ratio. Better Book.
Carriers enrolled in Prometheus compliance monitoring see measurable reductions in vehicle maintenance and hours of service violations — the top two BASIC categories correlated with commercial auto claims. Fewer violations, fewer inspections, fewer findings, fewer claims. Your loss ratio improves without changing your underwriting criteria.
Vehicle maintenance — #1 claims driver in commercial trucking
🏆
Differentiate Against Every Cos="pc-body">No commercial insurance agency in your market offers a full FMCSA compliance platform as part of their value proposition. Prometheus gives you a differentiator that no carrier, MGA, or competitor can match. "We monitor your CSA scores and alert you before violations become claims" is a line no one else can say. Until now, only you can say it.
Less than 4% of commercial agencies offer compliance tech
The Problem
WHY YOUR FLEET CLIENTS
WALK AT RENEWAL.

Understanding the root cause of fleet client attrition is the first step to stopping it. All four causes have the same fix.

01
CSA Violations Force Premium Increases
When a carrier's CSA scores rise, your loss experience follows. You're forced to increase premiums at renewal — and the carrier shops the market. The violation that caused the claim also caused you to lose the account.
3–4× higher claim frequency on non-compliant fleets
02
New Entrants Become Your Worst Accounts
New FMCSA registrants are high-opportunity clients — 150+ new entrants daily — but without compliance infrastructure, they accumulate violations in their first 12–24 months. By the time you notice the loss experience, they're a problem account.
Highest intervention rates in first 24 months of operation
03
No Value-Add Keeps Them From Shopping
If the only thing keeping a fleet client with your agency is price, you will eventually lose them on price. There is no switching cost. No stickiness. No reason to stay when a competitor quotes $500 less at renewal. You need to be irreplaceable — not just competitive.
68% of commercial auto clients shop at renewal after any increase
04
OOS Orders Create Cancellation Risk
An active out-of-service order means the carrier cannot legally operate — and may trigger policy cancellation. Most agencies find out about OOS orders after the fact. Prometheus finds them in real time, giving you and your client a chance to respond before it becomes a coverage crisis.
535+ active OOS carriers in Prometheus database today
The Solution
PROMETHEUS MAKES YOUR
BOOK DEFENSIBLE.

Two programs built for every carrier type — from brand new owner-operators to established fleets of any size. Every carrier your clients send you has an option that fits.

Best for 6+ Units Most Popular
Standard Agreement
36-month commitment · Covers all carrier sizes 6 units and up
$0 upfront — Zero money down. No hardware cost, no deposit, no activation fee. The entire fleet gets equipped at no capital outlay.
Free nationwide installation by certified Prometheus technicians. We schedule, dispatch, and confirm. Your client does nothing.
Fast deployment. Equipment ships in 1–2 business days. Once it arrives, installation is scheduled and completed within 72 hours of delivery.
Full ELD + GPS + AI camera + CSA monitoring — FMCSA compliant from day one. HOS, DVIRs, real-time tracking, and all 5 BASICs monitored.
ProVision Bundle or XELD Bundle — your client chooses the right technology for their operation. Both included under the Standard Agreement.
Your Commission on Standard Agreement Deals
30% of agent commission. Growing and established fleets generate the highest per-deal commissions — these are your best referrals.
New Entrants & 1–5 Units
Direct Purchase
No long-term contract · Own the hardware · Month-to-month after 12 months
No long-term contract. 12-month service agreement. After 12 months — fully month-to-month. No penalties, no lock-in.
Own the hardware outright. Pay once, keep it forever. No financing, no lease — it belongs to the carrier from day one.
Plug-and-play OBD-II installation. Plugs in like a USB drive — 5 minutes, no technician, no tools. New entrants can self-install on day one.
Same full compliance features. ELD, GPS, CSA monitoring, HOS tracking — nothing stripped out for small fleets or new carriers.
ProductHardwareMonthly
ProVision Bundle
ELD + GPS + AI Dual Camera
$549.99
$75/mo
XELD Bundle
GPS Gateway + ELD + AI Camera
$475.00
$65/mo
XTrack Vehicle
GPS Tracking — Entry Level
$125.00
$24.99/mo
All hardware includes 1-year warranty. Ships in 1–2 business days. Compatible with all major commercial trucks — Freightliner, Peterbilt, Kenworth, International, Volvo, Mack.
🚛 New Entrants
Just received MC authority. Direct Purchase — low barrier, no long-term commitment, full FMCSA compliance from day one. Self-install in 5 minutes.
📈 Growing Fleets (6+)
Scaling up and need full compliance now. Standard Agreement — $0 upfront, free certified installation, installation completed within 72 hours of equipment delivery.
🏢 Established Carriers
Already operating, CSA issues developing. Standard Agreement gets the entire fleet equipped with zero capital outlay and professional installation.
The Difference
WITH PROMETHEUS VS
WITHOUT IT.

What changes when your agency partners with Prometheus — and what stays the same if you don't.

What Changes
🏆
With Prometheus
Your agency + our platform
📋
Without Prometheus
Standard agency approach
Loss Ratio
Compliant fleets file fewer claims — loss ratio improves without changing underwriting criteria
Reactive to claims — violations only visible after loss occurs
Renewal Retention
Carriers embedded in your compliance ecosystem don't leave for a competitor's $200 savings
No switching cost — carriers shop every renewal, especially after any rate increase
OOS Order Visibility
Daily monitoring — you and your client know within hours, time to act before cancellation risk
Discovered weeks later — often after coverage is already at risk of cancellation
Agency Revenue
30% commission on every closed referral — paid 1st and 15th — zero additional overhead
Revenue tied 100% to premium — no additional income streams, no tech commission
Market Differentiation
"We monitor your CSA scores and alert you before violations become claims" — no competitor can say this
Same products, same rates, same pitch as every other agency in your market
New Entrant Clients
Direct Purchase option — low barrier, no contract — gets new carriers compliant from day one, before violations accumulate
No compliance offering — new entrants accumulate violations in first 24 months, becoming your worst accounts
The Process
ACTIVE IN
48 HOURS.

From application to first referral submitted in under two days. No complex integration. No new systems to learn for your staff.

01
Apply Online
Fill the form. Tell us about your commercial book and fleet client profile. Licensed P&C agents and agencies only.
5 minutes
02
Partnership Call
20-minute call with our team. Commission structure, referral portal walkthrough, and your first referral strategy.
Within 24 hrs
03
Sign IRP Agreement
Execute your Insurance Referral Partner Agreement via DocuSeal. Receive your portal access and referral credentials.
Day 1–2
04
Submit Referrals
Log in. Enter a carrier DOT#. We pull their full FMCSA profile and assign a Prometheus agent within 24 hours. Takes about 2 minutes per referral.
2 min/referral
05
Collect Commission
Deal closes. 30% of agent commission posts to your IRP account. Paid 1st and 15th. Full dashboard witiv> 1st & 15th
FAQ
QUESTIONS FROM
SERIOUS PARTNERS.
Do I need to be a licensed insurance agent or agency to apply?
Yes. The IRP program is exclusively for licensed insurance professionals — independent agents, agency principals, commercial lines specialists, and licensed brokers with active commercial auto or fleet books. We verify licensing during onboarding. Multiple agents within the same agency can each have individual IRP accounts, or the agency can operate a single centralized account.
Will Prometheus compete with my insurance products or relationships?
Never. Prometheus Fleet AI is a compliance technology and telematics company — not an insurance carrier, MGA, surplus lines broker, or competing product of any kind. We do not sell, underwrite, bind, or advise on commercial insurance. Referring us strengthens your client relationship because you're bringing them compliance value they couldn't find anywhere else. Your accounts remain 100% yours.
How exactly does the 30% commission work?
Your 30% is calculated on the Prometheus sales agent's commission on the closed deal — not the total contract value. Agent commissions are based on fleet size and product mix. General benchmarks: a 3-vehicle fleet deal generates approximately $1,750 in agent commission, so your share is $525. A 10-unit fleet deal generates approximately $3,500 in agent commission, so your share is $1,050. Full commission schedule with all tiers and products is provided at onboarding.
What happens after I refer a client? What does my client experience?
When you submit a referral in your IRP portal (via DOT# or carrier name), a Prometheus sales agent is assigned automatically and contacts your client within 24 hours. The referral goes directly to the agent — no SDR queue, no cold outreach delays, no generic pitch. Your client receives a call from an agent who already has their full FMCSA profile, fleet size, current CSA scores, and operating status. The conversation is informed, specific, and professional from the first word.
How does Prometheus actually help my loss ratio?
Carriers enrolled in Prometheus compliance monitoring see measurable reductions in CSA violations — particularly vehicle maintenance and hours of service, which are the top two BASIC categories correlated with commercial auto claims. The mechanism is straightforward: real-time alerts catch problems early, carriers fix violations before FMCSA finds them, fewer violations means fewer inspections, fewer inspections means fewer findings, fewer findings means fewer claims. Your loss experience on referred accounts improves directly as a result of compliance improvement.
Can I refer carriers I don't currently insure?
Yes. While the program is most powerful for your existing book — where you already have relationships and can have a warm conversation — you can refer any commercial fleet carrier, including you identify a carrier who needs compliance help and could benefit from Prometheus, the referral is valid regardless of whether they're currently a client. You earn 30% either way when the deal closes.
What do I need to submit a referral?
Just the carrier's DOT number. When you enter a DOT# in your IRP portal, Prometheus automatically pulls their full FMCSA profile — legal name, fleet size, state, CSA scores across all 5 BASICs, operating status, OOS history, and contact information. You don't gather any documentation. If you don't have their DOT#, search by carrier name. The entire referral process takes about 2 minutes.
Is there a minimum referral requirement to stay active?
No minimums. No activity requirements. Your IRP agreement stays active as long as you maintain your license and remain in good standing. Refer one carrier per quarter or one per day — the program works at any volume. We only succeed when your referrals close, so there's no pressure and no quota.
PROTECT YOUR
CARRIERS.
GROW YOUR
AGENCY.

Join the Prometheus Insurance Agency Partner Program. Protect your fleet book with real-time CSA monitoring, reduce your loss ratio, keep your carriers from switching agencies at renewal — and earn a commission on every deal you refer that closes.

🛡️
Protect your carriers. Real-time CSA monitoring keeps your fleet clients compliant — fewer violations, fewer claims, better rates at renewal.
🔒
Keep them from leaving. Carriers embedded in your compliance ecosystem don't shop at renewal. Prometheus is the stickiness your book has been missing.
💰
30% commission on every close. Paid the 1st and 15th. Full dashboard visibility. Zero conflict with your insurance products.
Reviewed within 24 hours. Licensed P&C agents and agencies only. License verified at onboarding. No cost to join.
✦ No cost to join ✦ No competing products ✦ License verified at onboarding ✦ Reviewed within 24 hours
🤝
APPLICATION RECEIVED

Thank you for applying to the Prometheus Insurance Agency Partner Program.

Our partnership team will review your application and reach out within 24 hours to schedule your onboarding call.

Check y is on its way.